Blog Archives by Author

  • British COVID-19 Legal Case Headed to UK’s Supreme Court

    British COVID-19 Legal Case Headed to UK’s Supreme Court In the Spring of this year, when COVID-19 first began impacting the world’s economy and businesses all over the planet, the word everyone seemed to be using to try to describe what was happening was “unprecedented”. An “unprecedented interruption” as I called it in a blog […]

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  • The Mid-2020 Commercial Insurance Market Amid COVID, Cat Predictions, Social Inflation & More

    The Mid-2020 Commercial Insurance Market Amid COVID, Cat Predictions, Social Inflation & More Until COVID-19 became a household name in March of this year the hardened commercial insurance market seemed like it would be the insurance story of 2020 and, while the pandemic has understandably permeated every aspect of our society, the commercial insurance market […]

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  • Florida Courts Rule on COVID-19 Business Income Lawsuits

    Court decisions related to COVID-19 business income claims continue to become public all over America and we are following these events closely for our business insurance clients including two such Florida cases that concluded last week. Courts continue to generally rule in favor of insurers and focus on the common property insurance exclusion related to […]

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  • D.C. Court Rules for Insurer, Dismisses COVID-19 Business Income Claim

    D.C. Court Rules for Insurer, Dismisses COVID-19 Business Income Claim In perhaps the highest profile COVID-19 business income lawsuit to-date, Rose’s 1 versus Erie Indemnity, the court ruled in favor of the insurer and concluded that the plaintiff (Rose’s 1) had failed to prove that they had suffered any direct physical loss as their insurance […]

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  • From Paris with Love: Courts, Governments, & Insurers Around the World Work on a COVID-19 Business Income Solution

    From Paris with Love: Courts, Governments & Insurers Around the World Work on a COVID-19 Business Income Solution As I wrote last month in a post entitled An Unprecedented Interruption, businesses around the world have consistently seen insurers decline to cover COVID-19 business interruption claims due to a nearly two decade old widely used exclusion […]

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  • An Unprecedented Interruption

    Unprecedented. That’s the word that keeps popping up everywhere over the past few weeks. Honestly, I can’t think of a better word for what is happening all around us lately but I am not even sure it portrays the catastrophic magnitude that the COVID-19 crisis is having on businesses and their employees.  The layoffs, furloughs, […]

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  • Health Insurers’ Coronavirus Coverage

    Health Insurers’ Coronavirus Coverage Thankfully, modern medicine has progressed in remarkable ways over the past century since the so-called Spanish Influenza that began in 1918 and killed between 17 to 50 million people (record keeping and data from then is limited), including upwards of 650,000 here in the United States. The World Health Organization estimates […]

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  • The Upside Down Florida Property Insurance Market

    The Upside Down Florida Property Insurance Market Somewhere between middle and high school I came across my first Stephen King book, The Stand, and like countless millions of others was hooked. I’ve read them all at least once and it’s clear that those often scary, strange places that pour out of Mr. King’s mind are […]

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  • The Commercial Insurance Roller Coaster

    The Commercial Insurance Roller Coaster My wife and children love riding roller coasters. The longer, faster and more violent the twists, turns and such the better. The ones that take you upside down, spiral over and over and so forth are their favorites for sure.  Me, not so much. I vividly recall riding an old […]

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  • Gorillas, Elephants, & AIG

    Gorillas, Elephants, & AIG In the United States insurance market AIG is the proverbial “800 pound gorilla” or, to use another animal reference, “the elephant in the room”. They are a big deal, a gigantic company and as such as AIG goes so does much of the US property casualty insurance industry.  During my nearly […]

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