Blog Archives by Author

  • Parametric Insurance

    CAN PARAMETRIC INSURANCE HELP YOU: The insurance industry is several hundred years old but it is constantly evolving as our society and people’s needs change. Parametric insurance is a good example of how the industry is ever evolving and one that could be very useful to property owners in coastal areas where named tropical storms […]


  • District Court Judge In Texas Strikes Down The Affordable Care Act But The Law Remains In Effect For Now

    As you’ve likely heard, last Friday a Texas federal judge ruled that the entire Affordable Care Act is unconstitutional in his view and while the law remains in place at this time we felt it might be useful to have an idea of what the judge’s ruling means and what will happen next as his […]


  • Irma

    Today is the one year anniversary of Hurricane Irma, a devastating Category 4 storm that made landfall on Cudjoe Key, about 15 miles north of Key West, on September 10th 2017. While many here in Florida continue to rebuild their lives a year after that storm caused so much damage all along Florida’s coast, there […]


  • A Flood Of Lessons From Harvey & Other Hurricanes

      As the peak of the 2018 Hurricane Season creeps closer and last weekend marking the one year anniversary of Hurricane Harvey’s destruction it created in Houston makes this a good time to consider a few lessons related to flood insurance. 1. Hurricane Lane, ‘just’ a Category One storm as it moved past the Hawaiian […]


  • Summer of Storms

    Summer of Storms As I write this Tropical Storm Alberto, the rare named storm in the month of May, churns in the Gulf of Mexico towards the Gulf Coast where 65 MPH winds just shy of hurricane strength are predicted to come ashore. After a record 2017 hurricane season one can only wonder whether our […]


  • Irma Day 60

    Irma Day 60 Two months after Hurricane Irma’s eye landed in the Lower Keys before spreading its winds and flooding into just about every corner of our state the Florida Office of Insurance Regulation reports that some 809,306 property (windstorm) claims have been filed by residential and commercial property owners. The state also reports this […]


  • Hurricane Irma Update

    Hurricane Irma Update We hope that you, your family, and friends weathered Irma’s historic landfall and are doing as well as possible now that the weather has passed. Morris & Reynolds opened first thing this morning and is here to help with your claims and coverage questions related to Hurricane Irma. Power in our region […]


  • Tears From Andrew’s Eye 25 Years Later

    Tears From Andrew’s Eye 25 Years Later I’ve only ever seen my now 87 year old father cry twice. The first time was on the occasion of his father’s, my grandfather E.H., passing. The second time was early afternoon on August 24th, 1992 a few hours after Hurricane Andrew left our community devastated and it’s […]


  • President Trump Issues Executive Order on ACA

    President Trump Issues Executive Order on ACA Following last Friday’s Inauguration and with our new President in place, many people have questions related to the status of the Affordable Care Act (ACA). You might have even heard that President Trump has already signed an Executive Order related to the ACA law. As of today please note […]


  • President-Elect Trump & The Future of “Obamacare” and the Affordable Care Act

    President-Elect Trump & The Future of “Obamacare” and the Affordable Care Act With the 2016 Presidential election now decided, the question many American’s woke up to today is what will happen to the Affordable Care Act, the Federal Exchanges, Obamacare and all else related to these landmark laws. The first answer is that in the […]



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