Blog Archives by Category

  • The Commercial Insurance Roller Coaster

    The Commercial Insurance Roller Coaster My wife and children love riding roller coasters. The longer, faster and more violent the twists, turns and such the better. The ones that take you upside down, spiral over and over and so forth are their favorites for sure.  Me, not so much. I vividly recall riding an old […]


  • Gorillas, Elephants, & AIG

    Gorillas, Elephants, & AIG In the United States insurance market AIG is the proverbial “800 pound gorilla” or, to use another animal reference, “the elephant in the room”. They are a big deal, a gigantic company and as such as AIG goes so does much of the US property casualty insurance industry.  During my nearly […]


  • The Importance of Leveraging Reinsurance in Florida

    The Importance of Leveraging Reinsurance in Florida Reinsurance Rates & Capacity Impact Marketplace Spreading one’s risk is an age old, core concept of insurance. It is, in fact, the core basis and foundation of insurance. The insurance companies that you know, those that as a consumer purchase personal and business coverage from spread their risks […]


  • Parametric Insurance

    CAN PARAMETRIC INSURANCE HELP YOU: The insurance industry is several hundred years old but it is constantly evolving as our society and people’s needs change. Parametric insurance is a good example of how the industry is ever evolving and one that could be very useful to property owners in coastal areas where named tropical storms […]


  • District Court Judge In Texas Strikes Down The Affordable Care Act But The Law Remains In Effect For Now

    As you’ve likely heard, last Friday a Texas federal judge ruled that the entire Affordable Care Act is unconstitutional in his view and while the law remains in place at this time we felt it might be useful to have an idea of what the judge’s ruling means and what will happen next as his […]


  • Irma

    Today is the one year anniversary of Hurricane Irma, a devastating Category 4 storm that made landfall on Cudjoe Key, about 15 miles north of Key West, on September 10th 2017. While many here in Florida continue to rebuild their lives a year after that storm caused so much damage all along Florida’s coast, there […]


  • Summer of Storms

    Summer of Storms As I write this Tropical Storm Alberto, the rare named storm in the month of May, churns in the Gulf of Mexico towards the Gulf Coast where 65 MPH winds just shy of hurricane strength are predicted to come ashore. After a record 2017 hurricane season one can only wonder whether our […]


  • Hurricane Irma Update

    Hurricane Irma Update We hope that you, your family, and friends weathered Irma’s historic landfall and are doing as well as possible now that the weather has passed. Morris & Reynolds opened first thing this morning and is here to help with your claims and coverage questions related to Hurricane Irma. Power in our region […]


  • Tears From Andrew’s Eye 25 Years Later

    Tears From Andrew’s Eye 25 Years Later I’ve only ever seen my now 87 year old father cry twice. The first time was on the occasion of his father’s, my grandfather E.H., passing. The second time was early afternoon on August 24th, 1992 a few hours after Hurricane Andrew left our community devastated and it’s […]


  • President Trump Issues Executive Order on ACA

    President Trump Issues Executive Order on ACA Following last Friday’s Inauguration and with our new President in place, many people have questions related to the status of the Affordable Care Act (ACA). You might have even heard that President Trump has already signed an Executive Order related to the ACA law. As of today please note […]



Trusted Insurance

"Savings & Service Has Been Our Policy Since 1950"
14821 South Dixie Highway, Miami, Florida 33176
P 305.238.1000 | F 305.255.9643

Independent agent