Blog Archives by Category

  • President-Elect Trump & The Future of “Obamacare” and the Affordable Care Act

    President-Elect Trump & The Future of “Obamacare” and the Affordable Care Act With the 2016 Presidential election now decided, the question many American’s woke up to today is what will happen to the Affordable Care Act, the Federal Exchanges, Obamacare and all else related to these landmark laws. The first answer is that in the […]

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  • Is This The Beginning of the End for Obamacare?

    Is This The Beginning of the End for Obamacare? And Why Are Premiums Still Rising Three Years After The Law Was Implemented? My grandfather used to say that, “where there is smoke there is fire”. Based on the smoke signals I’ve been watching all year related to the Affordable Care Act and all things ‘Obamacare’ […]

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  • National Flood Insurance Program vs. Private Flood Insurance: The Great Flood Insurance Experiment?

    National Flood Insurance Program vs. Private Flood Insurance: The Great Flood Insurance Experiment? There is a reason why the National Flood Insurance Program was created in 1968 and that reason is because private flood insurers stopped writing such coverage as a result of the losses that they suffered. Private insurers simply got tired of paying […]

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  • Caught Off Guard…

    Caught Off Guard… As a boy, I listened to stories about Hurricane Donna flooding the Florida Keys in 1960, with 13 feet of water and winds of nearly 180 miles per hour as it sliced through our state as a Category 4 storm on the way to North Carolina and Long Island. Other times the stories centered […]

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  • Devastation 389 Miles From Miami

    Devastation Just 389 Miles From Miami The United States has not, thankfully, had a Hurricane land on our shores since Wilma and Katrina did so much damage in 2005. The events over the last few days should, however, cause all of us to pause and be a reminder of the force and fury that Mother […]

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  • When Insurance Is Too Good To Be True

    When Insurance Is Too Good To Be True With the 2013 hurricane season upon us I can’t help but think about how some insurers over the years of my career have touted themselves in ways contrary to the rest of the industry, perhaps suggesting that they could offer significantly lower prices or broader coverage or […]

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