Wellness works. According to the American Journal of Health Promotion and a study of nearly 10,000 employees in 47 businesses, an established wellness program can reduce your group health care costs by up to 15% compared to businesses that do not embrace employee wellness indicatives.

Healthy employees are often happy, productive, employees. With help from your team here at Morris & Reynolds our workplace wellness programs are proven to improve the health and productivity of their employees. These improvements are realized by custom wellness and chronic disease management programs that we tailor to meet the unique needs of your business and bottom line.

Morris & Reynolds begins its wellness work by learning about the financial impact of your organizations’ employee health by studying the average age of your workforce and your historical claims cost compared to industry benchmarks. We calculate the impact of your employee’s health, consider your businesses culture and then make recommendations to help your people and your bottom line ranging from voluntary wellness programs to a mandatory disease management effort. Based on our experience and research we work to implement the programs that best meet your needs including;

  • Personal Risk Identification: The confidential identification of risk factors that are statistically proven to indicate an employee is at risk for one or more health challenges. Your organization will receive this information in aggregated reports, while each individuals’ information will remain confidential to and only to them.
  • Lifestyle Intervention Programs: These programs are designed to assist each employee to that desires to work to modify their behavior in areas such as diet, smoking cessation and many more.
  • Culture Change: A successful, and sustainable, worksite wellness program requires owner and management support and commitment.
  • Program Education & Incentives: Education and incentives are often vital to increased awareness and employee participation. Wellness, productivity and disease management are topics that are commonly universally discussed.

In addition to wellness and productivity programs, some of the benefits of our employee benefit related work for our clients include;


• Ancillary (Voluntary/Employee Paid)
• Benchmarking
• Benefits Administration
• Brokerage
• Cancer & Critical Illness
• Communications
• Compliance Consulting
• Consulting
• Dental Insurance
• Disability (Short & Long Term)
• Employee Assistance Plans (EAP)
• Health & Welfare Plans (Group)
• Health / Medical Insurance
• Healthcare Reform
• Hospital Indemnity
• Individual Health
• Life Insurance (Group)
• Payroll Deduction Auto & Home
• Pharmacy Consulting
• Plan Design
• Plan Management
• Pre-Paid Legal Plans
• Network Evaluation
• Retiree Health Care
• Retirement Plans (401k’s)
• Vision Insurance
• Wellness & Productivity


Morris & Reynolds represents and has access to the entire market of leading insurers. Many of our relationships with major insurers span decades and often find us in a leadership position as an advisor or agent Board member.


Your employee benefit’s goals and bottom line are our sole focus. The coverage and costs that we negotiate, in fact all we do, is focused on you and your employees. We are known as aggressive negotiators who have our clients’ best interest at heart. Always.

We also enjoy serving our clients in the most transparent manner possible and are happy to discuss and disclose our compensation and answer your questions about that important topic with you. Morris & Reynolds is a truly independent insurance agency and has been since 1950. Our focus is never on stockholders, stock prices or an insurance company preference but our client’s goals, dreams and desires. Always.


Let’s face it, insurance can be time consuming and frustrating. Dealing with providers and insurers is often an experience filled with ‘red tape’, delays and frustration. Whether you or your employees have a question about your coverage, a provider, a bill or a claim we are here to help every step of the way. Our Client Advocates are here at Morris & Reynolds everyday focused on assisting you and your employees with provider and claim concerns as well as the never ending ‘red tape’ involved with America’s medical ‘system’.


An apple a day really can keep the doctor away (along with exercise, an education on health and wellness). Morris & Reynolds is deeply proud of the work we do with many of our employee benefit clients to help make their employees happier, healthier and more productive both personally and professionally.


Your employees and their satisfaction with the benefits you offer to them is very important to your business and your peace of mind. At Morris & Reynolds Insurance we take your benefits, employees and peace of mind, to heart in all we do from the coverage that we structure, the insurers we suggest and the day to day service and care we provide to our clients and your employees. When you need us most, we will always be there.


At Morris & Reynolds Insurance our client’s receive the best of both worlds. We are well known for our ‘old fashioned’, reliable and responsive service that dates to the founding of our agency in 1950. We are also known for employing cutting edge technology and offering the latest in coverage innovations and ideas to serve our client’s ever evolving needs. Services such as The Protection Portal and Morris & Reynolds MyWave are just two examples of our forward thinking approach to service.


Our Client Service Underwriters, Client Advocates and Professional Agents are deeply committed to their profession and career-long learning. Our award winning TEAM of professional people, the finest people in employee benefits and insurance, is unique to Morris & Reynolds Insurance. In order to offer our client’s the very finest results possible we constantly seek improvement by way of training, performance measurement and process reviews.

Our corporate office is an approved and certified testing site for the prestigious Insurance Institute of America and their curriculum is part of our ongoing TEAM educational efforts. Morris & Reynolds Insurance is proud of the awards that TEAM members have received from a variety of industry associations and insurers, including the Florida Agent of the Year, The National Agent of the Year and The Customer Service Representative of the Year Honors to name a few.

Benefits Administration
Compliance Consulting
Dental Insurance
Health & Welfare Plans (Group)
Healthcare Reform
Individual Health
Life Insurance (Group)
Long Term Disability
Pharmacy Consulting
Plan Design
Plan Management
Provider Network Evaluation
Retiree Health Care
Retirement Plans
Short Term Disability
Vision Insurance
Voluntary Benefits
Wellness & Productivity

Trusted Insurance

"Savings & Service Has Been Our Policy Since 1950"
14821 South Dixie Highway, Miami, Florida 33176
P 305.238.1000 | F 305.255.9643
E info@morrisandreynolds.com

Independent agent