Health care and insuring one’s health can be complex and often costly. So much so that in 2010 the Federal government voted to reform America’s health care system including a mandate beginning in 2014 that every American carry coverage.

The new laws are complex, costly and filled with ‘red tape’. The good news is that the insurance and benefit’s experts at Morris & Reynolds can help you navigate through the new laws, your coverage options and cut that red tape when it comes to billing and administration, claims payment and provider problems.

Whether you need help for your business, yourself or family, our agent’s navigators and advocates are here to answer your questions, design and implement the coverage you desire as well as help with administration, claims and everything else.


Congress Gets To Work On Affordable Care Act Amendments » The Affordable Care Act In 2014 & 2015 – Ending Year One And Looking Ahead »
CONGRESS-GETS-TO-WORK-ON-AFFORDABLE-CARE-ACT-AMENDMENTSThe 114th Congress with its 247 Republican Representatives and 54 Republican Senators appears to be fulfilling its promise to take a fresh look at the Affordable Care Act (ACA). THE-AFFORDABLE-CARE-ACT-IN-2014-&-2015---ENDING-YEAR-ONE-AND-LOOKING-AHEADAs 2014 draws to a close we take a look back on the year and think about the year to come and what it all means to the Affordable Care Act (ACA).
Supreme Court To Review IRS Rule On Federal Subsidies » 10 Healthcare Reform Misconceptions »
SUPREME-COURT-TO-REVIEW-IRS-RULE-ON-FEDERAL-SUBSIDIESAlready dealing with the aftermath of a Republican takeover of the Senate & additional seats in the House, the Obama Administration received some more bad news today (Nov. 7) when the Supreme Court announced it was going to review King v. Burwell. There are many misconceptions and misunderstandings relative to several provisions of the Patient Protection and Affordable Care Act (PPACA).
Final Regulations Released on the 90-day Waiting Period Limit » Employer Mandate Final Rules »
Final-Regulations-Released-on-the-90-day-Waiting-Period-LimitFor plan years beginning on or after Jan. 1, 2014, the Affordable Care Act (ACA) prohibits
group health plans and group health insurance issuers from applying any waiting period that exceeds 90 days.
The Affordable Care Act (ACA) imposes a penalty on large employers that do not offer minimum essential coverage to full-time employees and their dependents.
2014 Compliance Checklist » 2013 Compliance Checklist »
The Affordable Care Act (ACA), which was signed into law in March 2010, put in place comprehensive health coverage reforms with effective dates spread out over a period of four years and beyond. In light of the Supreme Court’s June 28, 2012, decision to uphold the health care reform law, or Affordable Care Act (ACA), employers must continue to comply with ACA mandates that are currently in effect.
Health Insurance Marketplaces » Metal Level Plans »
Health Insurance Marketplaces (also known as Exchanges) are new organizations that will be set up to create alternative markets for buying health insurance. Beginning in 2014, the Affordable Care Act (ACA) requires health plans offered through a Marketplace Exchange to be what are
called qualified health plans (QHPs) and that those plans meet certain levels of what the law refers to as “actuarial value”.
Dependant Coverage Audit » Health Reform FL State Employment Laws »
(A): Dependent audits are one-time or ongoing events that allow employers to validate the eligibility of dependents covered on their health and welfare plans.
On March 23, 2010, President Obama signed into law a comprehensive health care reform bill, the Affordable Care Act (ACA).
Reshaping Health Care » Obamacare Insurance Basics »
The 2012 presidential election and the Supreme Court decision on the Patient Protection and Affordable Care Act (PPACA) are solidly behind us, and U.S. employers will move aggressively this year and next to comply with the requirements of the health care reform law. American’s healthcare reform laws include an individual mandate that requires most U.S Citizens and legal residents to have coverage starting January 1, 2014.
Florida’s Insurance Exchange Future » Health Insurance May Rise Dramatically »
On February 16th, 2013 Republican governors of Florida, New Jersey, and Tennessee confirmed that their states “will not partner with the federal government to create the online insurance marketplaces required” under the Affordable Care Act (ACA). On February 16th, 2013 Republican governors of Florida, New Jersey, and Tennessee confirmed that their states “will not partner with the federal government to create the online insurance marketplaces required” under the Affordable Care Act (ACA).


Health Care Reform: Age 26 Rule »
Video explaining Health Care Reform’s Age 26 Rule, which extends health care coverage for dependent child up until age 26.


Click above, on the Learn More button, for articles with relevant Healthcare Reform information.

The following are some of the articles you will find on the Learn More page:

  • Exchange Health Insurance Subsidies
  • The Basic Health Program (BHP)
  • Individual Mandate Exemptions
  • FAQs on Exchanged, Market Reforms and Medicaid
  • Healthcare Reform: Pay or Play Calculator



Aetna’s Predicts Rates to Rise – December 2012 »
Breaking Down New Health Care Law »
Health Care Reform – June 2012 »
Health Care Reform Summary »
Health Care Workers’ Safety – Winter 2012 »
Mental & Substance Care »
Small Business Tax Credits »
Wellness Programs »
Young Adults’ Coverage »

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