Blog Archives by Tag

  • Flood Insurance Rates & More To Change in 2015

    Flood Insurance Rates & More To Change in 2015 As the 2015 Hurricane Season edges closer to its peak time of the year and the summer’s rain seems to create nearly daily flooding in our streets and neighborhoods, now is a wise time to consider the topic of flood insurance, as well as a number […]

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  • Supreme Court Rules on Obamacare Subsidies

    ‘established by the state’ U.S. SUPREME COURT RULES ON OBAMACARE SUBSIDIES!   Four words. That’s what the protracted litigation, that for the second time in three years, challenged a key part of the foundation of the Affordable Care Act’s constitutionality all the way to the U.S. Supreme Court is focused upon. Four words: ‘established by […]

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  • ‘Skinny’ (Limited) Networks Dominate ObamaCare Exchange Individual Plans: What You Need To Know

    ‘Skinny’ (Limited) Networks Dominate ObamaCare Exchange Individual Plans: What You Need To Know Earlier this year, the parents of 5 month old Gabriella, took their daughter to Seattle Children’s Hospital over concerns with the shape of her tiny head. Seattle Children’s is the leading pediatric transplant, cancer and cardiac hospital in that region of Washington […]

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  • Inside Healthcare Reform’s Initial Numbers

    Inside Healthcare Reform’s Initial Numbers & Top 10 Healthcare Reform Misconceptions Now that the initial open enrollment period for the Affordable Care Act’s individual mandate has ended we can review the early numbers, consider what worked, what needs to be fixed and what’s next. There is an enormous amount of misinformation about the new law […]

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  • Solution to 90 Day Waiting Period Concerns

    Solution to 90 Day Waiting Period Concerns (Final Rule Might Have A Creative Solution) One of the more popular waiting periods for medical insurance plans has long been “first of the month following a 90 day waiting (probationary) period”. In reality that common approach often can result in a new employee waiting a bit longer […]

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  • New Delays Announced For Affordable Care Act Impact Medium & Large Businesses

    New Delays Announced For Affordable Care Act Impact Medium & Large Businesses URGENT NEWS: Portions of Large Employer “Pay or Play” Mandate Have Been Postponed & Further Defined Late Monday the Department of Treasury announced a number of final regulations related to the Affordable Care Act’s so called shared responsibility. Attached please find our Health […]

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  • New Federal Flood Law That Seeks to Raise Rates is Flawed

    New Federal Flood Law That Seeks to Raise Rates is Flawed Residents in Coastal states such as Florida that need and want flood insurance are about to get hurt by a new, poorly conceived, federal law known as the Biggert-Waters Flood Insurance Act of 2012. It is a law that will hurt consumers, lenders, the […]

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  • “Happy” One Month Birthday To America’s Healthcare Reform?

    “Happy” One Month Birthday To America’s Healthcare Reform? November 1st marks the one month anniversary since America’s new health care reform laws began in earnest and, thus, it seems a good time to consider the status of this landmark new law and national undertaking. Before I provide you a ‘behind the scene’ update I want […]

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  • A Telephone Call With President Obama on Healthcare Reform

    A Telephone Call With President Obama on Healthcare Reform It’s not every day, of course, that your insurance broker gets to be on a direct call with the President of the United States. However, yesterday Juli Reynolds, who for more than two decades has led our Financial and Employee Benefit’s department, and I sat in on […]

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  • Flood Insurance In Florida Is Often Essential

    Flood Insurance In Florida Is Often Essential Floods are America’s most common disaster. From 2002 through 20011, flood claims in the United States averaged over $ 2.9 Billion per year. The average residential flood claim is over $30,000.00 while the average for businesses exceeds $ 75,000.00. Claims from flooding and rising water are nearly always […]

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