Blog Archives by Author

  • Is This The Beginning of the End for Obamacare?

    Is This The Beginning of the End for Obamacare? And Why Are Premiums Still Rising Three Years After The Law Was Implemented? My grandfather used to say that, “where there is smoke there is fire”. Based on the smoke signals I’ve been watching all year related to the Affordable Care Act and all things ‘Obamacare’ […]

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  • National Flood Insurance Program vs. Private Flood Insurance: The Great Flood Insurance Experiment?

    National Flood Insurance Program vs. Private Flood Insurance: The Great Flood Insurance Experiment? There is a reason why the National Flood Insurance Program was created in 1968 and that reason is because private flood insurers stopped writing such coverage as a result of the losses that they suffered. Private insurers simply got tired of paying […]

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  • Caught Off Guard…

    Caught Off Guard… As a boy, I listened to stories about Hurricane Donna flooding the Florida Keys in 1960, with 13 feet of water and winds of nearly 180 miles per hour as it sliced through our state as a Category 4 storm on the way to North Carolina and Long Island. Other times the stories centered […]

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  • The National Flood Insurance Program Makes Significant Changes to Flood Insurance Rules Starting April 1, 2016

    The National Flood Insurance Program Makes Significant Changes to Flood Insurance Rules Starting April 1, 2016 No, this is not an “April Fools” joke. As Spring arrives and with summer’s hurricane season not far away, the changes being made by the Federal Flood Insurance Program are important for property owners to understand and consider. The National Flood Insurance Program (NFIP), […]

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  • The Pill Wars

    I am talking about the war that is taking place in our country between drug manufacturers and insurance companies, one that places our citizens on a battlefield between these giant businesses every day in our country. Americans are being wounded in their wallets and, rightfully, are growing frustrated to the point of outrage. In fact, […]

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  • Devastation 389 Miles From Miami

    Devastation Just 389 Miles From Miami The United States has not, thankfully, had a Hurricane land on our shores since Wilma and Katrina did so much damage in 2005. The events over the last few days should, however, cause all of us to pause and be a reminder of the force and fury that Mother […]

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  • Flood Insurance Rates & More To Change in 2015

    Flood Insurance Rates & More To Change in 2015 As the 2015 Hurricane Season edges closer to its peak time of the year and the summer’s rain seems to create nearly daily flooding in our streets and neighborhoods, now is a wise time to consider the topic of flood insurance, as well as a number […]

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  • Supreme Court Rules on Obamacare Subsidies

    ‘established by the state’ U.S. SUPREME COURT RULES ON OBAMACARE SUBSIDIES!   Four words. That’s what the protracted litigation, that for the second time in three years, challenged a key part of the foundation of the Affordable Care Act’s constitutionality all the way to the U.S. Supreme Court is focused upon. Four words: ‘established by […]

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  • Squalls out on the gulf stream, Big storms coming soon

    “Squalls out on the gulf stream, Big storms coming soon.” Trying To Reason With Hurricane Season – Jimmy Buffett The 2015 Hurricane Season has officially begun and whether a big storm is headed our way as Jimmy Buffett sang long ago remains to be seen but one things is certain, Hurricane Season in any coastal […]

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  • Who’s Afraid of The Big Bad Compliance Wolf?

    Who’s Afraid of The Big Bad Compliance Wolf? We’ve known the classic children’s story all of our lives. Once Upon A Time… Three friendly little pigs are happily minding their own business when along comes the BIG BAD Wolf and with a Huff & a Puff he blows their house down along the way to […]

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