Blog Archives by Author

  • Summer Interns & The ACA Law

    Summer Interns & The ACA Law With temperatures on the rise and summer not far away, we are pleased to offer you some thoughts about hiring interns in light of the new Affordable Care Act. If an employer’s interns work for more than 90 days and 30 hours a week, employers are mandated by the […]

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  • ‘Take-Out’ Insurance

    What Happened In 2014? In November 2014 14 insurers offered to assume personal policies from tens of thousands of Floridians followed by three insurers offering in December to take on thousands of commercial policies. Last month another ‘round’ of take-out offers were sent to tens of thousands of Florida policyholders by eight private insurers. Through […]

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  • Last Week’s National Election Plus A New Supreme Court Challenge Lead to Questions About the Affordable Care Act’s Future

    Last Week’s National Election Plus A New Supreme Court Challenge Lead to Questions About the Affordable Care Act’s Future Following last week’s national elections there has been a great deal of news and speculation related to the future of the Affordable Care Act. While we don’t know exactly what will happen in the months and […]

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  • Worker’s Over-Compensation?

    Worker’s Over-Compensation? In 1935 my grandfather wrote Florida’s first worker’s compensation law and ever since then my family has been deeply involved in the evolution of this law in addition to the fact that we’ve written such coverage for businesses of all types since 1950. By law businesses with four (4) or more employees (and […]

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  • ‘Skinny’ (Limited) Networks Dominate ObamaCare Exchange Individual Plans: What You Need To Know

    ‘Skinny’ (Limited) Networks Dominate ObamaCare Exchange Individual Plans: What You Need To Know Earlier this year, the parents of 5 month old Gabriella, took their daughter to Seattle Children’s Hospital over concerns with the shape of her tiny head. Seattle Children’s is the leading pediatric transplant, cancer and cardiac hospital in that region of Washington […]

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  • The Healthcare Reform Battlefield’s Front Line: Hospitals Versus Insurers & Uncle Sam

    The Healthcare Reform Battlefield’s Front Line: Hospitals Versus Insurers & Uncle Sam Uncle Sam and Insurers & Hospital Groups At War As Consumers Face Fears and Risks Humana Versus Baptist & United Versus Tenet Before my daughter was born, nearly 15 years ago, I recall driving by Baptist Hospital’s main location on Kendall drive, this […]

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  • IRS Issues Strong Position on Health Insurance Deferred Compensation & Businesses Terminating Health Plans

    IRS Issues Strong Position on Health Insurance Deferred Compensation & Businesses Terminating Health Plans Consequences for Employers Using Employer Payment Plans IRS Bars Employers From Dumping Workers Into Exchanges A few weeks back the IRS issued guidance on two very important topics that impact employers of all sizes. Hot off the press is our newsletter entitled […]

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  • Inside Healthcare Reform’s Initial Numbers

    Inside Healthcare Reform’s Initial Numbers & Top 10 Healthcare Reform Misconceptions Now that the initial open enrollment period for the Affordable Care Act’s individual mandate has ended we can review the early numbers, consider what worked, what needs to be fixed and what’s next. There is an enormous amount of misinformation about the new law […]

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  • Solution to 90 Day Waiting Period Concerns

    Solution to 90 Day Waiting Period Concerns (Final Rule Might Have A Creative Solution) One of the more popular waiting periods for medical insurance plans has long been “first of the month following a 90 day waiting (probationary) period”. In reality that common approach often can result in a new employee waiting a bit longer […]

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  • New Delays Announced For Affordable Care Act Impact Medium & Large Businesses

    New Delays Announced For Affordable Care Act Impact Medium & Large Businesses URGENT NEWS: Portions of Large Employer “Pay or Play” Mandate Have Been Postponed & Further Defined Late Monday the Department of Treasury announced a number of final regulations related to the Affordable Care Act’s so called shared responsibility. Attached please find our Health […]

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